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Jenna's Just Saying

Jenna's Just SayingJenna's Just SayingJenna's Just Saying

A mom’s thoughts on ... everything!

A mom’s thoughts on ... everything!A mom’s thoughts on ... everything!

A Penny Saved Is .… An Acorn!

Let’s face it - the world economy has been a bit scary the past few years. People of all walks of life are looking for ways to maximize their earnings and increase their savings. One of the most common ways people grow their savings is through a savings account.   If you're looking to make the most of your savings account, now is the time to act. With the Federal Reserve recently announcing another interest rate hike, high-yield savings accounts are offering some of the best rates available in years. And if you're interested in an app that makes saving easy and comes with a bonus, Acorns may be the perfect option.

First off, let's talk about why you should consider a high-yield savings account to begin with. Traditional savings accounts offer very low interest rates - usually around .39%, though some offer rates as low as 0.01% at some banks. High-yield savings accounts, in contrast, offer much more competitive interest rates. While rates will vary depending on the bank and account, rates of 3.5% or  higher are currently available. This higher interest rate can make a big difference in the growth of your savings over time. 


Now, let's talk about Acorns. Acorns is an app that makes saving easy through automatic round-ups. With the app, you link your debit or credit card, and every time you make a purchase, Acorns rounds up to the nearest dollar and invests the difference. For example, if you buy a coffee for $2.50, Acorns will round up to $3 and invest the 50 cents. This may not seem like much at first, but over time, those small round-ups can add up to big savings. Plus, for a limited time, Acorns is offering a $20 sign-up bonus to new accounts who invest at least $5. This bonus can help you jump start your savings. And once you're signed up, Acorns offers a variety of other features to help grow your saving up, such as recurring investments, referral bonuses, and access to a range of investment portfolios. 


Overall, signing up for a high-yield savings account and using Acorns to make saving automatic is a smart move in today's economy. With interest rates on the rise, there's no better time to take advantage of these savings tools and watch your money grow.













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